See what plans we offer
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Included with individual plans

New: Diabetes Management program

All of our individual health plans now include a Diabetes Management program at no extra cost. You'll get personalized help, a smart glucose meter, unlimited testing supplies and more.

View Plan Details

Frequently Asked Questions

Questions about shopping for plans? We’ve got answers.

How/when can I enroll in or switch to an Individual or Family plan?

You can sign up during the Open Enrollment Period, which is open until Jan. 15, 2025. If you’ve had a major life change (like getting married, losing your Medicaid or employer coverage, moving out of state, etc.) during the rest of the year, you could shop with a special enrollment window for a limited time. There’s more about that here.

How/when can I enroll in or switch my Employer’s plan?

Your employer likely has an enrollment window each year for you to sign up, unless you’re a new employee. You can also sign up or change your plan any time you have a major life change, like getting married or having a child. Talk with your HR team about how to get enrolled.

How/when can I enroll in or switch a Medicare plan?

You’ll need to shop during the Annual Enrollment Period, from Oct. 15 – Dec. 7 each year to switch plans. If you’re just turning 65 or retiring, you have a window of three months before and three months after your birthday to sign up for Medicare. If you're just turning 65, you can sign up starting three months before your birth month through three months after your birth month. Some big life events – like losing your previous health care coverage or moving – might allow you to enroll in a plan outside this window. If you have one coming up, contact us or your broker.

How/when can I enroll in or switch a Medicare with Medicaid (BlueCare Plus) plan?

If you qualify for both Medicare and Medicaid, you may sign up for a BlueCare Plus plan throughout the year. Contact us or your broker to get help.

How can I enroll in a Medicaid (also called TennCare) plan?

Enroll with the State of Tennessee here.

How does Medicare work? What do I need to do?

We want you to feel confident in making your Medicare decisions. Here’s a link to get you caught up on the basics. Or you can give our sales team a call at 1-800-292-51461-800-292-5146, TTY 711711.

From Oct. 1 to March 31, you can call us from 8 a.m. to 9 p.m. ET, seven days a week. From April 1 to Sept. 30, we’re available from 8 a.m. to 9 p.m. ET, Monday through Friday.

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You may be able to get help paying for your plan

Many Tennesseans who have Marketplace plans or Medicare plans get help with the cost of their plan.

MORE ABOUT FINANCIAL HELP
For Individual & Family plans

If you qualify, you could get a credit that lowers your monthly payment or helps with the cost of your care, like your deductible. More than 8 out of 10 people qualify, and recent changes mean that if you didn't qualify before, you may now. If you already get help paying for a plan, now you can get even more help.

If you have a BlueCross plan now and have questions, give us a call at 1-800-845-2738. We're here to help.

If you have a BlueCross plan now and have questions, give us a call at 1-800-845-2738. We're here to help.

Here’s a list of things to have ready when you apply for financial help:

  • Mailing addresses, Social Security Numbers and documentation for everyone you want to cover
  • Income documents, such as pay stubs and W-2 forms
  • Your household income from your most recent income tax filing
  • Policy numbers for current health plans
  • A completed Employer Coverage Tool

Visit HealthCare.gov for more information.

For Medicare plans

Prescription coverage is so important, but it can also be a big expense. If you or your loved ones need help paying for your Medicare prescription coverage, you might qualify for Extra Help through Social Security. Visit the Social Security website to see if you qualify.

Federal Employee Program

Medical, Dental and Vision Coverage

You can manage claims, find doctors, view your benefits and more at our sites just for federal employees.

Coverage is available to:

  • Federal employees/retirees and their families
  • USPS employees/retirees and their families
  • Retired uniformed service members and their families