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Employers: Learn about our Advocacy program that gives you next-level member service and lower costs. Learn More

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Employer Plans

Affordable health plans. Exceptional service.

Choose a health plan that saves you money, meets your goals and gives your team an amazing member experience.

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We offer a variety of plans to make sure you have control of the amount of coverage and cost savings you want for your team and for your budget. Ready to build your perfect plan? Give us a call, and we'll customize one for you.

Medical Plans

We offer different types of affordable group health insurance plans with a range of benefits and monthly costs, so you can choose what works for your business and employees.

Includes

Variety of plan types including PPO (Preferred Provider Organization) and Consumer Directed Health Plans (CDHP)
Customizable health plans to fit your business

ASK ABOUT MEDICAL PLANS

Pharmacy Coverage

You'll be able to offer your employees an extensive covered drug list, price comparisons and a large network of pharmacies. Plus, we have programs to help you save money on specialty pharmacy costs.

Includes

Convenient and affordable ways to get medications
Access to personalized coverage information through bcbst.com accounts and our app
Cost savings on integrated pharmacy and medical plans
Specialty pharmacy programs to help project and control costs

LEARN ABOUT PHARMACY COVERAGE

Life & Disability Benefits

We can help you offer your employees even more benefits through our partner Group Insurance Services, Inc. — with the option to pay all or some of their costs.

Includes

Life/AD&D
Short Term & Long Term Disability
Long Term Care
Employee Assistance Plans
GAP Plans and more

ASK ABOUT OTHER COVERAGE

Group Medicare Plans

Our group Medicare plans offer retirees all the benefits of Original Medicare and more — from a wide network to more predictable costs. We’ll work with you to find what works for your group.

Includes

Group Medicare Advantage (BlueAdvantage) and Medicare Supplement (BlueElite) plans
Predictable out-of-pocket costs
Flexible plan options

ASK ABOUT GROUP MEDICARE

Dental & Vision Plans

If you want to complete your employees’ coverage, our dental and vision plans offer customization, convenience and more affordable options that can be tailored to your group.

Includes

Routine eye and dental exams
Access to one of the largest networks in Tennessee
Discounts and savings

LEARN ABOUT DENTAL/VISION PLANS

Spending Accounts

We offer Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA) and Flexible Spending Accounts (FSA) that work with certain plans, so your employees can use pre-tax dollars to pay for eligible expenses.

Includes

Allow employees to set aside pre-tax income for health costs that roll over each year
Allow employees to set aside pre-tax income for uncovered medical, dental, vision and child care costs
Reimburse employees for health costs

LEARN ABOUT SPENDING ACCOUNTS

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PROVIDER NETWORKS

More provider networks, more ways to save

Our networks let you find the perfect option to give your employees quality care that saves you money. Choose one that meets your goals and gets your team the care and services they need.

CHOOSE YOUR NETWORK

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COST-SAVING PROGRAMS

Programs designed for measurable results

Our care and cost management programs work with your plan to save you money. And with our stellar 92% member satisfaction rate, your team is sure to get the attention and care they deserve.

COST-SAVING PROGRAMS

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ADVOCACY PRODUCT

Guaranteed savings. Better results. Healthier, happier employees.

AmplifyHealth is next-level service that's truly predictive, proactive and personalized to offer even more cost savings and an exceptional experience.

LEARN ABOUT AMPLIFY HEALTH

Dedicated advisors to guide members at every step

Customized plan for higher impact

Comprehensive data for real-time engagement

Stability Simplicity Savings

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LEVEL-FUNDED HEALTH PLANS

Combining the best of self-funded and fully insured plans

Level-funded health plans let small businesses pay one set premium each month, regardless of actual claims. If your end-of year claims are lower than predicted, you'll get a portion of a shared surplus as a refund.

LEARN ABOUT LEVEL-FUNDED PLANS